Home Insurance
Whether it’s a house or a condo, and whether you own it or rent it, your home is important. That’s why a comprehensive home insurance policy is equally important. We’ll work with you to customize your home insurance coverage, ensuring your policy covers the things that matter to you most
HOME OWNER
Buying a home is one of the biggest investments you’ll make in your life. Protect it with an effective home insurance policy. Whether you need to renew your current house insurance policy or you are comparing quotes for the first time, we have your back. Have comfort in knowing you have coverage that fits your lifestyle and budget.
Protect your home and belongings with coverage that suits your needs. Most insurance policies set specific limits, but we have a better way:
CONDO OWNER
Your condo corporation’s insurance generally covers the main structure and common areas. But some items are your responsibility, such as your belongings, any unit improvements and betterments, loss assessments, etc. Our Global Amount Coverage is designed to fill these gaps. We’ll work with you to determine an appropriate limit for your belongings .
Boost your coverage with optional add-ons Customize your condo insurance to suit your unique needs and preferences with additional add-ons.
TENANT INSURANCE
Your landlord will have their own insurance, but it does not extend to you or your things. Many landlords will require you to take out a tenant insurance policy as a condition of your lease
This protection could prove invaluable in the event of a disaster, and it is available for just a few dollars per month. If you pay rent, you should have a tenant insurance policy.
Home coverages for your House
All risks: Covers your home and belongings against all causes of loss—except those directly mentioned as exclusions in your policy.
Personal liability: You’re protected in case a visitor gets injured inside your home, or if you’ve accidentally damaged someone’s property and have to pay for the damages.
Additional living expenses: Includes temporary accommodations so you can stay somewhere comfortable if you cannot stay at home.Rebuilding to code: Additional costs to repair or rebuild your home to code are covered up to the amount of coverage.
Water damage coverage* : Covers events like sewer backup and sump pump overflow, water entering a below-ground-level home, and even overland flooding from any body of fresh water.