e&o

Errors and omissions insurance should be an essential part of your protection

Today we see a steady increase in the number of claims against clients delivering professional services. If you’re an engineering or architectural firm, a management consultant, an IT professional, provide quasi-medical services or conduct business in many other fields, someone can allege that your actions have caused them financial loss that is not covered by a standard general liability policy.

Errors and omissions insurance protects you against damages from your acts, errors, or omissions in providing professional services. I can can provide coverage that will defend you and keep your professional reputation from being harmed in what is an increasingly litigious business world. 

We provide professional liability insurance / E & O insurance services in Ontario, Canada at excellent rates and fast quotes

Professional liability insurance is that the same as errors and omissions insurance (E&O) or Professional indemnity insurance. Errors and Omissions insurance (E & O) is for protection of professionals. Some professionals think that they have to buy only errors and omissions (E & O) insurance if it’s required by their client or by jurisdictions of law. If you recognize your clients might sue you for damages resulting from your negligence or error while performing your work, you must most definitely take into account this errors and omissions insurance even your clients aren’t asking for insurance certificate or not required by jurisdictions of law.

If you advising your clients means making recommendations or providing services to your clients that could cause your client a financial loss. We know that Mistakes usually happen – and at that time what’s the cost to your business if you or another worker make a mistake that causes your consumer a financial loss or harm. Errors and Omissions insurance protects your business against negligence claims from “alleged failure to do on the a part of, loss caused by, and error or omission within the services offered by your business.

Professionals with no previous errors and omissions insurance are welcome. Professional liability insurance can be difficult to obtain regardless of the business or activity that you may be doing. For several years, numerous firms and professionals have sought our expertise. We arrange thousands of “Errors and Omissions” policies. With our large client base and expertise in professional liability, we have established excellent relationships with insurance companies who write coverages with reasonable premiums. If your service is not listed below, we may still be able to provide you with coverage.

broad range of professionals we service

  • Accountant 
  • Accounting Firm
  • Actuaries
  • Advertising
  • Aerial and ground based Photographers / Videographers
  • Alternative Energy
  • Architects & Engineers
  • Architectural/Engineering technicians and technologists
  • Appraisers
  • Bookkeepers 
  • Broadcasters
  • Building Designers (Bill 124)
  • Business Consultant
  • Chiropodists
  • Civil engineers
  • Collection Agencies
  • Consultants
  • Chiropractors
  • Design Firms
  • Directors and officers
  • Employment Agencies/Recruiters
  • Engineers
  • Environmental Engineers
  • Energy Audits & Assessments
  • Foreign Legal Consultants
  • Holistic Professional
  • Hotel Consultant
  • Home inspectors 
  • Human Resources (HR) Consultant
  • Immigration Consultants
  • Information technology and computer consultants 
  • Interior Designers
  • IT Contractor
  • IT Specialist/Technician/Programmer
  • Independent Contractor
  • Product Designers
  • Professionals Liability
  • Professional Organizer
  • Lawyer’s Excess Professional Liability
  • Management Consultants
  • Medical Related
  • Medical professional 
  • Medical Students (Malpractice Insurance)
  • Multimedia designers
  • Mortgage Brokers
  • Naturopaths
  • New Media
  • Occupational Health and Safety Consultants
  • Quality Control Consultants
  • Placement Agencies
  • Podiatrists
  • Process Servers
  • Private Investigators
  • Project Managers
  • Property Managers
  • Paralegals
  • Publishers and Printers
  • Recruitment and Employment Agency
  • Recruitment Consultants
  • Safety Engineers
  • Service Organizations
  • Solar & Wind Farm Engineers & Consultants
  • Staffing Agencies
  • Structural Engineers
  • Sub Contractor
  • Surveyors
  • Therapist Professionals
  • Training Providers/Trainers
  • Travel Agencies
  • Travel Agents, Tour operators
  • Excess & Umbrella Liability
  • Web-Site Designers
  • Workplace Engineers & Consultant
  • Lawyers 

Unfortunately, passion and commitment cannot prevent accidents. As an entrepreneur, a single liability claim could put you out of business

As a professional in private practice, the failure to meet one of your responsibilities or a requirement of your profession could have serious consequences, jeopardizing not only the financial stability of your business, but your personal assets as well.

Errors and omissions liability insurance, also known as professional liability insurance, covers your liability for negligence, errors and omissions, while providing your insured professional services. If a suit is brought against you for damages covered by your insurance policy, this protection would cover legal fees for your defence, whether or not you’re liable.