While it’s true that life is a gamble, you should never risk what you can’t afford to lose. This principle holds weight in many different aspects of life, especially those that involve substantial risk – hiring a general contractor included.

When you bring a general contractor on-board for a construction or home remodeling project, he or she assumes responsibility for the build and just about everything else that happens on the job site. And with that enormous responsibility comes an equally massive liability.

Whether it’s a commercial building or a residential renovation project, construction jobs can easily become the largest investment of your life. That said, you have to protect yourself from any issues that might arise after the work gets off ground.

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​When a contracting project involves many people, many tasks, and many risks, problems can arise quickly. The key is to have the support you need to react immediately and get things back on track as soon as possible. There are a couple of coverages in your general contractors’ insurance policy that can be particularly helpful in these situations.