health AND DENTAL

Every province and territory has a different health insurance plan – check your health ministry’s website for details – but most may not cover:

• Prescription drugs
• Dental checkups and treatment
• Vision care
• Semi-private or private hospital rooms
• Registered specialists and therapists such as Acupuncturists, Chiropodists, Chiropractors, Naturopaths, Osteopaths, Physiotherapists, Podiatrists, Psychologists/Psychotherapists, Registered Massage Therapists, Speech Pathologists/Therapists
• Health-related products such as orthotics, hearing aids, prosthetics and medical equipment
• Health-related services such as ambulance, homecare and nursing, medical coordination and second medical opinions
• Emergency medical care for travellers

When you’re not used to paying full price because you were covered by employee benefits, you may be surprised how much health-related costs can affect your budget. A FollowMe^ᵀᴹ  plan helps you manage those costs when you lose the health and dental insurance you had through work. 

You can apply at any age and stay covered for as long as you want. Your coverage is guaranteed with no medical questions when you apply and pay your first premium within 90 days of your employee benefits ending*.

Some folks have retirement figured out: play golf, travel, read, watch movies or…well, you fill in the blanks. But for most of us, the transition from a lifetime of work and routine can actually be challenging.

For decades, you were a breadwinner and a vital team member at work. Your contributions and experience were respected.

Then overnight, everything changes. You’re living on a fixed income, with lots more time on your hands and much less to do. So it’s normal to undergo a period of adjustment.

But here’s where attitude comes in. Active and successful retirees view the post-work phase as the most rewarding time in their lives. They focus on healthy living and view retirement as an opportunity to reinvent themselves and build a life that’s rich in experience.