HOME OWNER INSURANCE

                                             It’s not just your house, it’s the place you call home. Protect what matters most

Home Coverage for your house

All risks: Covers your home and belongings against all causes of loss—except those directly mentioned as exclusions in your policy.

Personal liability: You’re protected in case a visitor gets injured inside your home, or if you’ve accidentally damaged someone’s property and have to pay for the damages.

Additional living expenses: Includes temporary accommodations so you can stay somewhere comfortable if you cannot stay at home.

Rebuilding to code: Additional costs to repair or rebuild your home to code are covered up to the amount of coverage.

Water damage coverage* : Covers events like sewer backup and sump pump overflow, water entering a below-ground-level home, and even overland flooding from any body of fresh water.                                                                                                                           

                   Owning a home may be your biggest investment, which is why it’s important to protect your property and your belongings.

Save on home insurance

Looking to trim costs on your home insurance? Talk to Peter Mathai   to make sure you’re getting all the discounts you’re eligible for. You may qualify for one or more of the following discounts on your insurance policy.

  • Home Security:Get rewarded for having a connected alarm for water damage and theft or fire.
  • Claims-free credit:Ask about this credit if you’ve never made a claim.
  • Multi-home Savings:If you’re getting insurance for multiple homes, you can save.
  • Newly Built Home Savings:If your home is a new build, you can get even more savings on insurance.
  • Multi-product discount:If you purchase other lines of insurance with us, such as an auto or life policy, you may qualify for our multi-product discount.
  • Mortgage-free discount:Homeowners who do not have a mortgage or secured line of credit on their home may qualify for a discount.
  • Mature Client discount:If you’re 55 years of age or older, you can save on your home insurance premium. 

Need Advice?

The insurance policy you purchase when you first move into your home will reflect your needs at that exact time in your life. Over time, our needs change — and you should alert your broker of important updates so they can make sure you’re always fully covered.

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